icsmotors.com

Bought an expensive car and wondering how to deal with car repairs? Do not fret. You can take car repair loans. Car repair loans can be utilized for the funding of expensive car repairs, paying for insurance deductibles and bringing a car in a wrecked up situation back to form. It is pretty obvious that everyone who buys a car these days faces an automobile breakdown at least once in life. And I am sure it does not surprise you when I say that it can take some hundreds or even thousands of dollars to repair a car, depending on what exactly the problem is!

So here in arises the need for a car repair loan. Basically these car loans are different from personal unsecured loans as money here is being invested on repairing of a vehicle. Sometimes repairs are restricted to situation to keep the car in a running situation but in all cases it is not just due to that a car owner opts for car repairs.

We can notice that most policies need a well defined amount to be paid by the automobile owner, known as the deductible, and this is before the car insurance company pays anything for the repairs. Car repair loans can be needed to cover the deductible in case they do not have enough money to pay for it. There is not just one option when it comes to car loans! People have variety of options to meet their needs. The interest rate on lending of automobiles is taken as the current prime interest rate. In case there are some negative issues concerned with the borrower’s credit, the lender in this case charges a higher rate of interest than the prime. These loans are basically known as the sub prime loans.

The amount loaned for the purpose of car repair will not be more than one or two thousand dollars. In fact it is best for the borrower if he or she can repay the loan within twelve to twenty four months or sooner. In fact it should be taken into account by the borrowers that in case it is feasible for them to afford the car repair all by themselves, they should not opt for car repair loans altogether! The reason being that it requires intense self- discipline to put money into savings and regularly pay back the car repair loan.

Automobile lending services can always make provisions for having an automobile repaired without having to diminish a person’s savings. And it should be remembered that money should always be spent wisely. Obviously, car repair loans are no exception. So think before you leap!

Upon arrival the show immediately felt different to previous years – the only outside exhibit was a lonely Movano and the entry foyer was light on people queuing to get into the hall.

The show was different – but not necessarily worse. There was only one hall in play instead of the usual three or four, but this meant that it was easy to cover the show in a day, as the task ahead seemed less daunting.

Philip Heine of T-Cards Direct told us, “This is a totally different type of show – there are certainly less people, but the people we have spoken to are more serious buyers.”

For the small exhibitor this is good news, as the visitors had more time to stop and discuss business with exhibitors that they would usually have to pass by. For the visitor this was also good news as they had the chance to delve into the interesting small stands for useful aftermarket add-ons. Where are the Trucks?

Hartshorne Group wisely had a truck on show Despite the publicity in advance of the show informing visitors that there would be no trucks and the focus is on the ‘operational’ side of the business our (admittedly unscientific) straw poll of visitors tells us that nearly half of the people we talked to believed there would be some trucks on show. Dealers on Show There were just two local dealers taking advantage of the show – Hartshornes and Guests. Hartshornes really pushed the boat out with an impressive stand right at the entrance to the show, next door to the new Movano. This may be clever thinking on the part of the organisers, as the stand contained an FL Chassis cab – one of the few trucks at the show and the first vehicle seen by everyone coming through the entrance.

Either way, it was a coup for Hartshorne’s group marketing manager, Alan Southall. He tells us “We have had a lot of interest in the stand today and all the staff have been rushed off their feet.” The company is promoting all areas of their business, from new Volvo sales to their Hy-Parts hydraulics operation under their ‘Total Transport Solutions’ banner.

The other dealer on show was Guests – with an Eco Daily CNG van on their stand. Again the focus was on the additional aftermarket services that Guests can provide – including their Speedliner lining application service. What about the Vans? Vauxhall It was Vauxhall that stole the show with their ‘reveal’ of the New Movano, (which everyone has already seen plenty of photos of). Vauxhall Chairman and commercial vehicle lover, Bill Parfait told journalists that the company has a goal to be the number one in van sales, since they are already number one in van manufacture in the UK with 600,000 Vivaros made in Luton since 2002.

He feels that the new Movano will help to get Vauxhall above Ford in the UK’s top sales spot as the outgoing model performed particularly poorly last year with sales of just 2,000 units. Steve Bryant, Commercial Vehicle Brand Manager at Vauxhall said that Vauxhall would want to double that next year. He believes that pushing the Movano up the weight range and adding rear wheel drive capability will give the vehicle more ‘heritage’.

The target for this year is to move 30,000 vans – against the backdrop of 25,000 last year – although the targets will need to go up in subsequent years to get to their target of a number one spot.

To help Vauxhall in achieving their lofty goals, they are set to improve the heavy van network. Under the banner of ‘Premier Service Network’ the existing 35 ‘Premier’ dealer points will be expanded to 98. Chairman, Parfait explained, “we have received more applications from dealers wishing to cover heavy vans than the business model can support. Renault Renault used the show as a launch pad for their new UK ad strap line, ‘Trust Europe’s No.1 Van Manufacturer’.

Renault’s impressive stand held no fewer than nine models – including the phase III Trafic resplendent in the AA livery.

There were plenty of Kangoos on show, including the new long wheelbase version, the Kangoo Van Maxi, one of which was shown as a five-seat crew van. The all-new versions of the French brand’s new challenger in the large van sector are expected to be the star attractions, included the twin rear wheel rear-wheel drive version.

Twin Rear Wheel Drive ad 15m3 for Master Peugeot In their 200th year, Peugeot used the show to great effect to demonstrate their new logo and their sales performance in the first quarter of 2010. Taking pride of place alongside the innovative U-Tail demount concept was the diminutive Bipper in full royal Mail livery. The 2,000-vehicle Royal Mail deal goes some way to explaining Peugeot’s sterling performance in the new vehicle registrations league for the first quarter of this year with the Bipper accounting for nearly half of Peugeot’s registrations with 2,334 units of Peugeots total of 4,885.

A Peugeot spokesperson informed us that the business is not simply being bought by offering cheap deals or easy finance – “the business is all merit business, not bought business”.

A stunning display of Peugeot’s quirky do-it-all Roadload U-tail Boxer van concept was impressive. Based on the Boxer chassis, the U-shaped chassis gives the vehicle the ability to lower the load bed to the floor. The converters, Roadload, have designed a series of demountable bodies to fit the chassis to turn it into a dropside, caged tipper or box van – giving flexibility to operators such as local authorities.

It is likely that only local authorities could justify the £32,000 upwards price tag, mainly for the benefit of a ground load height.

Using the impact of the U-Tail, Peugeot launched their conversion programme for the Boxer Van at the show. Although limited when compared to Citroen’s offerings, Peugeot’s new conversion programme will offer a single point of contact from the point of order to customer delivery. There will be a range of popular accessories including mesh cages, tail lifts, towing hitches and warning beacons to the two standard conversions, the Boxer 335 L2 120 Tipper and the Boxer 335 L3 120 Dropside. Nissan Nissan’s display focused around their new baby, the NV200 – on show in van and combi variants. With a retail price from £12,205 and CO2 emissions of only 137g/km, Nissan’s new van could prove a success. Nissan’s LCV sales and marketing director, Francis Bleasdale comments that the dealer network now have sufficient stock to sell with a 4-6 week lead time to get the vans in from the Barcelona factory. “We are 35% ahead of our business plan for the NV200 with 250 NV200 registered in March alone”.

Bleasdale attributes the success to the broad appeal of the vehicle to small local businesses. Many companies have used recession time to evaluate the optimum sized vehicle for their business, rather than opting for the biggest available just in case.

The show was a good chance to se the Pathfinder Van launched last year alongside the revised Navara. The Pathfinder Van comes with either obscured glass or a full panelled body and is available from £21,682.

Perhaps more telling was the vans that were not on show. Although “The Interstar continues”, according to Bleasdale it was not on show and does not take the updated form of the Movano and Master.

Commenting on the growth of Nissan’s dealer network, Bleasdale tells us, “With a growing product line-up of class leading Commercial Vehicles, we need the widest possible dealer network to offer the complete package to our customers across Britain. We’re delighted to introduce our four new centres to the fold, and especially proud of the Chatfields Birmingham site which offers the first dedicated Nissan CV centre in the UK.” Fiat Fiat’s display focused heavily on their sitcom fleet management firm introduced in Fiat Professional’s TV advertising campaign “The Fleet” and Lightfoot logistics. All six vans on the stand were finished in white and feature the blue Lightfoot Logistics logo. The centrepiece vehicles were two new Doblo Cargos, which were launched in the UK last month.

More than Just Vans…. The whole show was totally focused on the add-ons to commercial vehicles that make them more efficient, safer, prettier, cleaner etc. etc. So what is of interest to the CV Dealer? Back to Basics Phil Heine of T-Cards Direct tell us that 2009 was the best year they have had selling their workshop management system. He accredits this to the fact that many workshop owners are cutting out unnecessary costs, such as software and the associated support costs and switching back to the manual T-cards system. Since his typical customer are commercial workshops with between three and fifteen technicians, this news should be right up the street of the average commercial vehicle dealer.

Handistep have taken their passion for health and safety to the next level with their new product, launched at the show – a yellow version of their successful Handistep. All Handistep products feature reflective tape as standard, but the new yellow step gives increased visibility for safe loading and unloading – plus whilst the vehicle is on the move. Fire!

Strong Plastics, the company behind many of the fire engine bodies in the UK was showing off its skills in specialist bodybuilding. Their unique products are all fabricated from engineering grade polypropylene plastic, which makes them last a long time and render them 100% recyclable. Perfect for local authority use. They were showing off their pod for a Ranger pickup – the Hilux version is on the way. A pickup canopy is cheaper, but the strength of the self-contained unit could make the ideal solution for an authority or utility client. Plenty up top

Rhino’s new Ladder Clamp Top roofrack manufacturer Rhino had an impressive showing – interest was centred around their new lockable ladder clamp system which, as was demonstrated hundreds of times a day, is much faster to use than a traditional ladder clamp, plus it has been crash tested at Millbrook. More expensive that the £25 clamp it replaces, retailing at £38.50+VAT, Rhino claim that the added expense is worthwhile.

Primedesign’s side loading ladder system Primedesign, a Belgium operation was showing a US-designed side-mounted ladder loading/unloading system. Called the Ergorack, the makers claim that it is easier to use than traditional rear-loading systems as you can park in a tight spot and still unload. Primedesign also demonstrated their Alurack – a lightweight roofrack suitable for all vans that, the makers claim, is priced extremely competitively. The Show is the Belgian firm’s first foray into the UK market. “We’ve had some very good leads and this is a very encouraging start,” said Koen Bessmans, managing director. “Some of the sales leads involve firms with large fleets and we’ve had strong interest from several potential business partners.” Proppa People

Sensible loading height – £895+VAT +del Trade price A smart trio of pickups graced the Proppa.com stand demonstrating some of the range of van accessories available from the proppa.com website. New for the show is the high roof, side opening canopy for the Ranger, Hi-lux, long bed L200 and the Rodeo. With the extra height it makes the load bed of these pickups almost useable – demonstrated by transporting one of Proppa’s other products a smart-looking quadbike. Also on show on the Proppa stand was the SMM hardtop, the only pickup canopy made from steel instead of the usual fibreglass. Boss, Adam Weaver told us that despite the weight penalty there were advantages in terms of the quality of construction and the fit onto the vehicle. The SMM retails at £1259 including VAT & delivery.

Bright working conditions Bright Lights Labcraft’s lighting display showed what can be done to improve working conditions in the average panel van. Too many conversions give little thought to the lighting in the rear, but it really can help the operator when working. From a maintenance point of view, their LED lighting range can run for over 60,000 hours (or nearly seven years non-stop) – this makes them a fit and forget solution to seeing what you are doing in the back of a van! Speed Merchants On the Speedliner stand, the company has broadened their targeting away from simply pick up load beds to more specialist applications – in particular the food industry with their Speedliner HC active anti bacterial product. This widened appeal could make it worthwhile taking on a Speedliner dealer/application centre. One to Watch… Peter Dallas of Dal-Tec has got his sights firmly set on the commercial vehicle sector. The company specialises in aftermarket electronics – reversing aids, handsfree kits etc. but has seen the opportunity for a focused approach to sales in the truck and van industry. Increasing their product portfolio in this area, the company now offers rear safety steps and towbars. The Bury Handsfree kit was impressive – you can Bluetooth connect two phones at the same time – great news if you have a work and a personal mobile. It can even play your iPod/iPhone – all controlled by your voice. I’m buying one. Verdict Although the show was definitely smaller, there were definitely fewer people we believe it was worthwhile for serious visitors and exhibitors alike.

Have you been trying to find cheaper ways to acquire spare parts lately? The cost of spare parts can be rather astronomical at times and more and more people are now trying to find sources other than the traditional auto part stores. For older cars, it would be a good idea to try to find recycled parts instead of buying new ones. One can easily find these recycled parts from auto wreckers and recyclers. Online sites like eBay also carry these types of items, which you can buy at cheaper prices.

How does one find spare parts that are suitable for their cars? A lot of people would hesitate to buy parts from recyclers because they are not really sure if these parts are suitable for their cars. If you are one of those people who are afraid that you might get spare parts that are not really suitable for your car, you should bear in mind that your car is a mass produced model and there is bound to be thousands just like it lying around some junk yards waiting to be discovered. If you take some time to really find what you need, you can usually find it in a junkyard.

If your car is just around 10 to 12 years old, there is a big chance that you can find everything you need from the recycler’s place. The good news about recycled spare parts is that recyclers would be happy to sell you the parts you need for a fraction of their original price. Most recyclers even give warrantees on the spare parts they are selling so that it would be easy for you to return or replace the parts that are defective or are not really suitable for your car.

Now, if your car is older than 10 to 12 years, you may find it just a little bit difficult to find what you need in one place. In this case, you might want to try approaching those companies that specialize in auto parts. You may also want to try searching for the parts you need on eBay or JC Whitney. These sites are well known for having some of the best finds when it comes to spare parts. What is more important is that these sites can also offer you good bargains.

As for finding vintage spare parts, this could be a little bit tricky. It is not easy to find cheaper spare parts for vintage cars. Your option in this case would be to find some junkyards that have been there for years and hope that there is this vintage car sitting somewhere among the piles. You can also try your luck with the older members of the community. One or two could have a car from the 60s or the 70s in their backyards.

If you are still stuck with high cost of gas at the pump, you need to look at this water 4 gas Do It Yourself engine system. This is basically a system that uses hydrogen and oxygen from water to increase your engine MPG, increase efficiency, reduce yearly cost of fuel, lower harmful gas emissions, reduce carbon deposits on your engine, reduce noise level from your engine and increase your car’s lifespan.

Increasing your car’s Miles per Gallon of Gas (MPG): Fact # 1

DIY water for gas system uses the hidden enormous energy in water by releasing Hydrogen and Oxygen gases using a simple water jar through which a DC current from your ignition flows. The simple device that you can assemble in your car garage with an illustrated manual only produces hydrogen gas when you switch on your car.

This hydrogen on demand ensures that you don’t store any flammable hydrogen under your car hood. It called the principal of hydrogen on demand, and it’s the safest way to handle hydrogen so far.

The hydrogen and Oxygen mixture expands more than 18,000 times more than the ordinary gasoline vapor. This means the gases will be occupying more space in your car engine combustion chamber at any one time. The result is that far less volume of gasoline is burnt. Hydrogen and oxygen releases more than 20 times more energy than gasoline.

Due to the less amount of gasoline being combusted inside the engine, this translates to using less gas for the same mileage. A full tank will easily give you double the mileage you are used to in your car. Road tests have achieved 50% increase in mpg on a heavy 350 V8 van, 56% on a Ford truck, 107% on my Toyota Corolla, 285% on a Chevy 4WD pickup.

Reducing harmful car emissions: Fact # 2

The simple system will eventually reduce harmful emissions from your car’s engine which means less contamination for you and your family. Combustion of H and O gases produces only water as the gases are recombined to a more stable state. Since the gases form the bulk of the combustion material in the engine, the result is that less carbon deposits and CO2 is produced as exhaust gases.

This will contribute immensely to a greener environment. If this technology would be taken up by more and more people, you can see the effect in reducing CO2 gas in the atmosphere and hence global warming.

Increasing your car’s Lifespan: Fact # 3

By supplementing gasoline with water gas (browns gas), less carbon deposits will be produced in your car’s combustion chamber. Carbon produced inside an engines car not only reduces its efficiency in complete combustion of gasoline but also accumulates to accelerate your engine’s and car’s wear and tear.

With the brown’s gas supplementing gasoline, less and less amounts of carbon will be deposited in your engine. Over a period of two to three years, your car’s engine will still be as good as new.

Reduces your weekly gas costs: Fact # 4

One of the most significant advantages of using browns gases from water to run your car is that you will greatly make savings on the cost of gas. The fact that you are burning less gas for the same mileage you used to cover before installing the system means you will use less money at the gas pump.

People that have installed this simple device under their car’s hoods have recorded savings of up to $ 200-$400 every week. This means making savings on gas costs in the tune of over $10,000 in a single year. Imagine how much such savings would help you improve on your credit rating and be able to change your cars within the first year. This is like music to most people’s ears when in addition they get to reduce emissions, lengthen their car lifespan and save on engine repair costs.

Reduce Your Engine’s Temperature, Smoother and Calmer Engine and Gear Shifts: Fact # 5

The use of hydrogen and oxygen from water in your car’s engine will automatically lead to a smoother and calmer engine. These gases burnt efficiently reducing the engine vibrations and knock effect produced by the inefficient combustion of gasoline. Your gears will even shift more easily.

This in fact will greatly reduce the wear and tear of your car due to fewer vibrations to the mainframe. Lowering your engine’s temperature also has a similar effect in that it prevents your engine from wearing out fast.

This simple do it yourself device will also turn you into an instant guru and your neighbors will knock over themselves trying to get your secret water jar system installed in their own cars. Some people have even made this a business opportunity charging a small fee to install or simply instruct others on how to reduce their gas costs especially now when it’s going to 4 dollars a litre.

The good part is that you will instantly download a fully illustrated manual on how to install the system. The manual is so detailed and gives a step by step guide of how to install the water gas converter device, that even a cave girl could do it.

The manual is available a digital file that you can download online in 3 minutes flat and print it out for easier use. You will wish you got this information three years ago if you start seeing the insane savings on fuel from today.

Insuring a car before it is driven on the road is mandatory in most countries, especially in the US. The purpose of taking up insurance on a car is to protect the driver, owner and other occupants of the car in case of an accident. Getting insurance on a car would of course mean paying for that insurance service. Premiums are the inevitable payments and all that one can attempt to do is to reduce the premium cost through any possible means. Here are ways to reduce the Insurance cost on your car:

1. Keep clean credit record: Before one can take up the Car Insurance policy, the insurer will check the Credit rating of the person. Therefore, before you apply for insurance for the car, clear up any outstanding credit issues if possible. Any person who has good credit rating will be entitled for special discount.

2. Drivers’ improvement courses: Before you apply for Insurance to for car, ensure that you attend a Drivers’ improvement safety courses. Attending the course on your own and not because you are forced to will look good to your prospective insurers. If you have attended the course on your own, it only shows your sincerity to be a responsible driver. By attending the course, the Car Insurance cost could gain a rebate of about 15%. It would be much beneficial if all the members of the family who have a car attend the course because it would drastically reduce premium payments on any group insurance policy you might get in the future.

3. Safety measures: If you have installed safety gadgets on your car you will earn notable discount in your premium. In fact many Insurance companies have made it obligatory on the part of owners to install the safety gadgets like burglars’ alarm etc. These safety gadgets protect the car from being stolen and at the same time it lessens the risk of the insurance companies. That is the reason why all the Insurance companies insist on installation of these safety gadgets.

4. Revalue the car: Normally, cars carry high rates of depreciation. Therefore, once every two years get the value of your car assessed by an official valuator. The insurance cost depends on the value of the car after depreciation. But if the market value of the car is less than the sticker cost minus depreciation, then ensure that the insurance cost is computed on the present market value of the car. Otherwise, you will be paying higher insurance cost for a vehicle which cost much less in the open market.

There many different options and choices when it comes to purchasing motorcycle helmets. Be sure to make sure that the helmet you’re looking at is either the DOT or Snell certified. Avoid novelty helmets as they do not pass those extremely important safety standards. If you’re looking for something different, consider a vintage or old-school motorcycle helmet.

This is important in the event of an accident. The difference between life or death can be based on whether or not your helmet provides adequate protection.

Avoid purchasing used helmets as you do not know how the previous owner may have handled the helmet. The old owner may not have known how to take care of their helmet properly.

If you drop your current helmet should also replace it immediately. Even light falls can produce fractures in the helmet which are invisible to your eyes. If you’re looking to purchase a retro motorcycle helmet, be sure to search for a pair of matching motorcycle goggles as well. Your motorcycle goggles should be adequately vented so they don’t fog up with moisture. If you need other tips with regards to safety, you may want to consider taking an online safety course as well.

You can check with your local motorcycle store to see if they have how much you can try on. This is a much better option than purchasing online unless you know a friend who has the same helmet. If you have a friend who has the same helmet ask him or her if you can borrow theirs so that you can make sure it fits your head.

Trying to buy a helmet online can be very difficult as you to correctly guess with regards to the correct size. Something which looks like it may fit online makes it very differently when you actually purchase it and feel it in real life.

There are many different colors and art choices for low-profile helmets. You can purchase everything from old World War II style helmets to hot pink Barbie graphics as well. It is important to make sure that your helmet stands out. Avoid purchasing a black helmet. Black helmets make it unusually hot from the sun, and they are hard to see.

Changing the look of your Chevy Malibu is a great way to add panache and stylishness to your ride. You can easily enhance your car to make it unique with the addition of simple aftermarket accessories to personalize the front, interior and exterior works. Chevrolet Malibu aftermarket car accessories can do a lot to make your new car unique to you.

Looking to enhance the exterior of your ride? There are lots of options to consider; automotive lighting upgrade, custom grilles, custom wheels, body styling kits, deflectors, front hood bras, chrome trim accessories. Either one of these or combination will help enhance the front, sides and rear of your vehicle. For example, chrome trim accessories with add luxury looks to your door handles, pillars, mirrors and taillight. On the other hand, a custom aftermarket grille will help differentiate your car from the pack. One of the best ways to directly give your vehicle that definitive touch to really capture the perfect image of distinction that every Malibu driver wants to represent is by adding a set of aftermarket custom wheels. Adding custom wheels changes the look of your ride, but selecting the best rims for your Malibu can be a challenge

There are also interior accessories to make the inside of your Malibu feel more like your home or apartment. Other fashionable accessories include LED interior lights, custom floor mats, drink holders, steering wheel covers, seat savers, interior UV sunshades, dash covers and wood dash accent trims just to name a few. There are other well-designed Chevy Malibu accessories out there for you. There are GPS navigation units, enhanced antennas for better reception, in-seat DVD players, or rear-view backup cameras.

If you like the performance status of your engine, it’s all good. But if you crave for additional horsepower, then rev it up a notch or two with air filters, air intake systems, upgrade brakes and brake pads, performance exhaust systems, spark plugs, oil filters, power programmers, boost controllers, performance chips and upgrade suspension systems. Malibu Performance Parts add horsepower to your car and allows you to gain high performance from point by point.

Creating a new look of your Chevy Malibu is a great way to add panache and stylishness to your ride. It is not hard to take your ride from ordinary to extraordinary. With so many sophisticated and up-to-date Chevy Malibu aftermarket offerings, you can easily enhance your car to make it unique with the addition of simple custom accessories to personalize the front, interior and exterior works

Do justice to the media you love while you are on the go: install a top of the line audio video system in your car or boat. Your local car audio electronics shop will be happy to help you select and install the perfect car audio video or marine stereo equipment for you.

With summer getting into full swing across the country, it is not only time for fireworks, backyard barbecues, and pool parties: It is time for road trips and lazy days out on the water. Having a high-quality, properly installed car audio system or marine electronics is an essential piece to truly enjoying your summer and beyond. There is no reason to put up with a static-laden stock radio or no audio system in your vehicle. There are many professional companies that specialize in car stereo, car DVD and marine stereo installation and repair.

If you are seeking better sound quality for your yacht, boat, or even Jet Ski, calling a local car and marine audio company is the wise choice to getting the floating sound system you need. Consulting with experienced staff at your local audio video shop, you can obtain estimates for the cost of the equipment you are seeking and guidance on everything from the multitude of brands available to the difference between waterproof and splash-resistant equipment.

Whether you have kids who are begging for a car DVD system or you tend to drive alone listening to stories on everything from a lava to the world economy on NPR or you never want to be without your favorite tunes playing; you can benefit from working with a local car audio electronics shop to upgrade and customize your vehicle. Putting in a car video system can make any drive you and your family take more pleasant and relaxing, as can opting to install a higher-quality mobile audio system. Don’t put up with sub-par subwoofers or bored kids during your travels this year, call the car audio video shop in your area today!